useme4

Bank statements, ready for your books.

Free bank statement converter for QuickBooks, Xero and Excel

A free bank statement converter with no upload and no sign-up: turn the CSV, Excel or PDF your bank gives you into a file QuickBooks, Xero or Excel accepts on the first try. Your statement never leaves your computer.

It’s more than a bank converter. Also free and private: PDF table to Excel, merge PDF, split PDF, combine CSV and Excel files, and OFX, QFX or QBO to Excel. See all free tools.

Convert a bank file Convert a PDF statement

  • Runs in your browser
  • US, UK, Canadian and Australian banks
  • No account needed
What your bank gives youchase_activity.csv
DEBIT,01/05/2026,"SHELL OIL 5744",-48.20,DEBIT_CARD,2451.80,,
CREDIT,01/06/2026,"ACME CORP PAYROLL",1850.00,ACH_CREDIT,4301.80,,
What QuickBooks acceptsquickbooks.csv
DateDescriptionAmount
01/05/2026SHELL OIL 5744-48.20
01/06/2026ACME CORP PAYROLL1850.00

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Money & accounting

Bank statements into QuickBooks, Xero, Excel or OFX.

All money & accounting tools →

PDF

Get tables out of PDFs, or join and split PDF files.

All PDF tools →

Excel & CSV

Combine spreadsheets and open OFX, QFX or QBO files in Excel.

All Excel & CSV tools →

Guides

Step-by-step help for importing bank files and fixing failed imports.

All guides →

Pick a tool: bank, PDF and spreadsheet

Bank statements to accounting software

Bank CSV, Excel and OFX files, ready to import.

  • Bank statement to QuickBooks

    Any bank CSV or Excel export to a QuickBooks Online CSV (3 or 4 columns).

    In: CSV, XLSX, OFX
    Out: CSV, QBO

  • CSV to QBO

    Make a Web Connect (.qbo) file that QuickBooks Online and Desktop import without column mapping.

    In: CSV, XLSX, QFX
    Out: QBO

  • CSV to Xero

    Reformat a bank export into Xero's statement import layout, with the right date format for your region.

    In: CSV, XLSX, OFX
    Out: CSV, OFX

  • CSV to OFX

    A standard OFX file for Sage, FreeAgent, Zoho Books, GnuCash and other accounting apps.

    In: CSV, XLSX
    Out: OFX

  • Excel to QBO

    Turn an Excel workbook of transactions into a QuickBooks Web Connect file.

    In: XLSX
    Out: QBO

PDF tools

Get data out of PDFs, or put PDFs together and apart.

  • PDF bank statement to Excel

    Pull the transaction table out of a PDF statement, fix anything in an editable preview, then download.

    In: PDF
    Out: XLSX, CSV, QBO, OFX

  • PDF table to Excel

    Pull any table out of a text-based PDF — reports, price lists, invoices — and download it as Excel or CSV.

    In: PDF
    Out: XLSX, CSV

  • Merge PDF

    Join statements, invoices and receipts into one PDF, in the order you choose. Password-protected PDFs work too.

    In: PDF
    Out: PDF

  • Split PDF

    Pull out the pages you need, or split a PDF by ranges, every few pages or into single pages.

    In: PDF
    Out: PDF, ZIP

  • PDF bank statement to CSV

    The transactions from a PDF statement as a CSV any app can import.

    In: PDF
    Out: CSV

  • Credit card statement to Excel

    Purchases, payments and refunds from a PDF card statement, one per row.

    In: PDF
    Out: XLSX

  • PDF to QBO

    A QuickBooks Web Connect file made straight from a PDF statement.

    In: PDF
    Out: QBO

Spreadsheets

Tidy several exports into one file.

  • Combine CSV and Excel files

    Put several bank exports or spreadsheets into one sheet, with columns matched by name and the overlap between files removed.

    In: CSV, XLSX
    Out: XLSX, CSV

OFX, QFX and QBO files

Open bank software files in a spreadsheet.

  • OFX to Excel

    Open an OFX bank file in Excel, with real dates and numbers.

    In: OFX
    Out: XLSX

  • OFX to CSV

    Any OFX file as a plain CSV, one transaction per row.

    In: OFX
    Out: CSV

  • QFX to Excel

    Read a Quicken QFX download without Quicken.

    In: QFX
    Out: XLSX, CSV

  • QBO to Excel

    See what’s in a QuickBooks Web Connect file before importing it.

    In: QBO
    Out: XLSX, CSV

See all free tools →

Tested bank exports

Sample exports in these banks’ layouts are covered by our automated tests. Each converter page explains where to find the download and what usually goes wrong.

Pages for more banks, set up for each bank’s export layout, are on the banks page.

See all banks by country →

How it works

  1. Drop in your fileDownload transactions from online banking as CSV, Excel, OFX or PDF and drop the file on the converter.
  2. Check the previewWe detect the date, description and amount columns and show the totals so you can compare them with your statement.
  3. Download and importChoose QuickBooks, Xero, OFX or Excel. The file is created on your device, ready to import.

Why your file never leaves your computer

Most statement converters upload your file to their server. That means a copy of your account activity — who you pay, how much you earn — sits on someone else's computer.

useme4 works differently. The converter is a small program that your browser downloads with the page. When you choose a file, the browser reads it locally, does the conversion, and saves the result back to your device. There is no upload step, no account, and nothing for us to store or lose.

You can check this yourself: open your browser's developer tools, switch to the Network tab and convert a file. You will not see your file being sent anywhere.

Built for bookkeepers and small businesses

Bank feeds break, banks drop support for direct connections, and sometimes you only have last year's statements. Importing a file is the reliable fallback — if the file is in the right format. Getting it into that format by hand means deleting columns, fixing dates and flipping signs in a spreadsheet. These tools do that part for you, and show you totals so you can check the result before you import.

Works with banks in the US, UK, Canada and Australia

United States: checking, savings and credit card exports with MM/DD/YYYY dates and USD amounts.

United Kingdom: current account exports, including separate paid in / paid out columns, DD/MM/YYYY dates and £ amounts.

Canada: chequing and credit card exports in CAD or USD.

Australia and New Zealand: transaction exports with DD/MM/YYYY dates, ready for Xero, QuickBooks Online or Excel.

Covered by our automated tests: Chase (United States), Barclays (United Kingdom), RBC (including US-dollar accounts, Canada), Westpac (Australia) and New Zealand banks.

Other banks work too: the converter finds the date, description and amount columns itself, and you can change any column it picks before you download.

  • Free

    Every tool is free to use. No account needed.

  • Private

    Your files are processed in your browser and are never uploaded.

  • Checked

    The tools are tested against a library of sample files, and the tests run again before every change is published.